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	<title>Financial Aid Tips Archives - On Track with Mizz P.</title>
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	<description>College and Career Planning Simplified</description>
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	<title>Financial Aid Tips Archives - On Track with Mizz P.</title>
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		<title>Best College Planning Websites for Students &#038; Parents</title>
		<link>https://mizzp.nyc/college-readiness-resources/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Thu, 01 Jan 2026 01:54:06 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=6328</guid>

					<description><![CDATA[<p>💁🏾‍♀️Let’s be real, college planning can get messy fast… there&#8217;s too many links, too many opinions, but no clear next steps. That’s why I put together this clean resource page with tools I actually use... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/college-readiness-resources/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/college-readiness-resources/">Best College Planning Websites for Students &amp; Parents</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f481-1f3fe-200d-2640-fe0f.png" alt="💁🏾‍♀️" class="wp-smiley" style="height: 1em; max-height: 1em;" />Let’s be real, college planning can get messy fast… there&#8217;s too many links, too many opinions, but no clear next steps.</p>



<p class="has-medium-font-size wp-block-paragraph">That’s why I put together this clean resource page with tools I actually use and recommend. Now you can stop Googling in circles, do your research, and start making smart, confident decisions out the gate.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4cc.png" alt="📌" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Save this page and return often. Your future self will thank you <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f609.png" alt="😉" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h2 id="h-college-amp-career-exploration" class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f50d.png" alt="🔍" class="wp-smiley" style="height: 1em; max-height: 1em;" /> College &amp; Career Exploration</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Before choosing a college, you need clarity on <em>who you are</em>, <em>what you’re interested in</em>, and <em>where those interests can take you</em>. Use the following tools to start that research.</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>College Research Tools</strong><br><strong><a href="https://www.bls.gov/ooh/">Occupational Outlook Handbook (BLS)</a></strong> – Explore careers, salaries, job growth, and education requirements straight from the U.S. Department of Labor&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph"><strong><a href="https://onetinterestprofiler.org/">Onet Interest Profiler</a></strong> – A student‑friendly career exploration tool that helps connect interests to real‑world careers</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>College Research &amp; Comparison</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong><a href="https://nces.ed.gov/collegenavigator/">College Navigator (NCES)</a></strong> – Official college data including majors, enrollment, graduation rates, and demographics&nbsp;</li>



<li class="has-medium-font-size"><a href="https://collegescorecard.ed.gov/"><strong>College Scorecard</strong> </a>– Understand outcomes like graduation rates, earnings, and debt after college&nbsp;</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f393.png" alt="🎓" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Ready to turn your research into a real plan?</strong><br>Grab the <strong><a href="https://stan.store/Ontrackwithmizzp/p/on-track-playbook"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /> On Track Playbook</a></strong> to organize your college list, track important details, and stay focused as you move through the process.</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h2 id="h-applications-amp-testing" class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4dd.png" alt="📝" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Applications &amp; Testing</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Understanding where and how to apply can remove so much stress from the process. Check each college website and see if you need to apply through their site or the app systems below.</p>



<div class="wp-block-group"><div class="wp-block-group__inner-container is-layout-constrained wp-block-group-is-layout-constrained">
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<p class="has-medium-font-size wp-block-paragraph"><strong>Application Platforms</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong><a href="https://www.commonapp.org/">Common Application</a></strong> – Apply to hundreds of colleges with one application&nbsp;</li>



<li class="has-medium-font-size"><strong><a href="http://commonblackcollegeapp.com/">Common Black College Application</a></strong> – A simplified option for applying to multiple HBCU&#8217;s&nbsp;</li>



<li class="has-medium-font-size"><strong><a href="https://www.suny.edu/apply">SUNY Application</a></strong> – Apply to New York State colleges&nbsp;</li>



<li class="has-medium-font-size"><a href="https://www.cuny.edu/admissions/apply-to-cuny/"><strong>CUNY Application</strong> </a>– Apply to New York City colleges</li>
</ul>
</div>
</div></div>



<p class="has-medium-font-size wp-block-paragraph"><strong>Testing &amp; Test‑Optional Resources</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong><a href="https://fairtest.org/school/">FairTest</a></strong> – See which schools are test‑optional or test‑free&nbsp;</li>



<li class="has-medium-font-size"><strong><a href="https://sat.collegeboard.org/home">SAT Registration (College Board)</a></strong> – Official SAT sign‑up and prep info&nbsp;</li>



<li class="has-medium-font-size"><strong><a href="http://www.actstudent.org">ACT Registration</a></strong> – Official ACT testing site</li>
</ul>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h2 id="h-financial-aid-amp-scholarships" class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b0.png" alt="💰" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Financial Aid &amp; Scholarships</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">College planning isn’t complete without a real strategy for paying for school. </p>



<p class="has-medium-font-size wp-block-paragraph"><strong>Scholarship Search Tools</strong></p>



<div class="wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-4fc3f8e1 wp-block-group-is-layout-flex">
<p class="has-medium-font-size wp-block-paragraph"><a href="https://mizzp.nyc/scholarships/"><strong>On Track Scholarship List</strong> </a>– A curated list of scholarships I vetted &amp; recommend&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph"><strong><a href="https://scholarshipamerica.org/">Scholarship America</a></strong> – One of the largest private scholarship providers&nbsp;&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph"><strong><a href="https://scholarships360.org/">Scholarships360.org</a></strong> – A long‑standing, reliable scholarship database</p>



<p class="has-medium-font-size wp-block-paragraph"><strong><a href="https://bold.org/">Bold.org</a></strong> – Scholarships plus career and resume tools<br></p>



<p class="has-medium-font-size wp-block-paragraph"><strong>Scholarships for HBCU&#8217;s</strong></p>
</div>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong><a href="https://uncf.org/scholarships">UNCF</a></strong> – Scholarships and programs for Black students and HBCUs&nbsp;</li>



<li class="has-medium-font-size"><strong><a href="https://tmcf.org/scholarships/">Thurgood Marshall College Fund</a></strong> – Financial support and leadership programs for HBCU students attending specific HBCU&#8217;s</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong>Financial Aid Applications</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong><a href="https://studentaid.gov/h/apply-for-aid/fafsa">FAFSA Application</a></strong>– Go here to start your FAFSA application and learn more about financial aid</li>



<li class="has-medium-font-size"><strong><a href="https://studentaid.gov/fsa-id/create-account">Get Your FSA ID </a></strong>&nbsp;– Create your FAFSA credentials when it’s your time to apply (senior year)</li>



<li class="has-medium-font-size"><strong><a href="https://cssprofile.collegeboard.org/">CSS Profile</a></strong> &#8211; Learn more about this special financial aid application and apply if needed</li>



<li class="has-medium-font-size"><strong><a href="https://www.nasfaa.org/state_financial_aid_programs">State Financial Aid Finder</a></strong> &#8211; Find additional money in your state with this website</li>
</ul>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h2 id="h-college-transition-amp-beyond" class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f392.png" alt="🎒" class="wp-smiley" style="height: 1em; max-height: 1em;" /> College Transition &amp; Beyond</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Getting accepted is just the beginning. The real work starts once you commit.</p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong><a href="https://mizzp-college-budget.lovable.app/">College Budget Tool</a></strong> – Use this to see what your financial responsibility may look like before your full financial aid package comes</li>



<li class="has-medium-font-size"><strong><a href="https://mizzp-college-award-comparison.lovable.app">College Comparison Tool</a></strong> – Compare your top 3 colleges to see which has the best deal</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Check out <strong><a href="https://mizzp.nyc/how-to-choose-the-right-college-in-4-steps/">this blog post</a> </strong>to learn how to choose the right college in 4 steps&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Check out <strong><a href="https://mizzp.nyc/%f0%9f%8e%93accepted-to-college-now-what-high-school-senior-checklist/">this blog post</a> </strong>once you’ve chosen your college and are getting ready to go</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h2 id="h-check-out-my-favorite-books-for-college-planning" class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f6d2.png" alt="🛒" class="wp-smiley" style="height: 1em; max-height: 1em;" />Check out my favorite books for college planning</strong></h2>



<p class="wp-block-paragraph">Click on each image for book details<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f447.png" alt="👇" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<figure class="wp-block-gallery has-nested-images columns-default is-cropped wp-block-gallery-1 is-layout-flex wp-block-gallery-is-layout-flex">
<figure class="wp-block-image size-large"><a href="https://amzn.to/3LgYA4Y"><img data-recalc-dims="1" fetchpriority="high" decoding="async" width="710" height="426" data-id="6158" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Student-Workbook.webp?resize=710%2C426&#038;ssl=1" alt="" class="wp-image-6158" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Student-Workbook.webp?w=1000&amp;ssl=1 1000w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Student-Workbook.webp?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Student-Workbook.webp?resize=768%2C461&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Student-Workbook.webp?resize=550%2C330&amp;ssl=1 550w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Student-Workbook.webp?resize=833%2C500&amp;ssl=1 833w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>



<figure class="wp-block-image size-large"><a href="https://amzn.to/49tHklb"><img data-recalc-dims="1" decoding="async" width="710" height="426" data-id="6157" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Parent-Workbook.webp?resize=710%2C426&#038;ssl=1" alt="" class="wp-image-6157" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Parent-Workbook.webp?w=1000&amp;ssl=1 1000w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Parent-Workbook.webp?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Parent-Workbook.webp?resize=768%2C461&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Parent-Workbook.webp?resize=550%2C330&amp;ssl=1 550w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/11/On-Track-For-College-Parent-Workbook.webp?resize=833%2C500&amp;ssl=1 833w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>



<figure class="wp-block-image size-large"><a href="https://amzn.to/3LgYA4Y"><img data-recalc-dims="1" decoding="async" width="710" height="426" data-id="6276" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/12/The-Ultimate-Scholarship-Book-2026.webp?resize=710%2C426&#038;ssl=1" alt="" class="wp-image-6276" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/12/The-Ultimate-Scholarship-Book-2026.webp?w=1000&amp;ssl=1 1000w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/12/The-Ultimate-Scholarship-Book-2026.webp?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/12/The-Ultimate-Scholarship-Book-2026.webp?resize=768%2C461&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/12/The-Ultimate-Scholarship-Book-2026.webp?resize=550%2C330&amp;ssl=1 550w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/12/The-Ultimate-Scholarship-Book-2026.webp?resize=833%2C500&amp;ssl=1 833w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>



<figure class="wp-block-image size-large"><a href="https://amzn.to/4qcJzAr"><img data-recalc-dims="1" loading="lazy" decoding="async" width="710" height="426" data-id="5548" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/08/Careers-The-Ultimate-Guide-To-Planning-Your-Future.webp?resize=710%2C426&#038;ssl=1" alt="Careers:The Ultimate Guide To Planning Your Future" class="wp-image-5548" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/08/Careers-The-Ultimate-Guide-To-Planning-Your-Future.webp?w=1000&amp;ssl=1 1000w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/08/Careers-The-Ultimate-Guide-To-Planning-Your-Future.webp?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/08/Careers-The-Ultimate-Guide-To-Planning-Your-Future.webp?resize=768%2C461&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/08/Careers-The-Ultimate-Guide-To-Planning-Your-Future.webp?resize=550%2C330&amp;ssl=1 550w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/08/Careers-The-Ultimate-Guide-To-Planning-Your-Future.webp?resize=833%2C500&amp;ssl=1 833w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>



<figure class="wp-block-image size-large"><a href="https://amzn.to/4qFofDd"><img data-recalc-dims="1" loading="lazy" decoding="async" width="710" height="426" data-id="4810" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-1024x614.webp?resize=710%2C426&#038;ssl=1" alt="College Planning Resources: College Essay Essentials, Ethan Sawyer" class="wp-image-4810" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-scaled.webp?resize=1024%2C614&amp;ssl=1 1024w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-scaled.webp?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-scaled.webp?resize=768%2C461&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-scaled.webp?resize=1536%2C922&amp;ssl=1 1536w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-scaled.webp?w=1920&amp;ssl=1 1920w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/College-Essay-Essentials-Ethan-Sawyer-scaled.webp?w=1420&amp;ssl=1 1420w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>



<figure class="wp-block-image size-large"><a href="https://amzn.to/4q8v1BE"><img data-recalc-dims="1" loading="lazy" decoding="async" width="710" height="426" data-id="4811" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-1024x614.webp?resize=710%2C426&#038;ssl=1" alt="College Planning Resources: 1001 ways to pay for college" class="wp-image-4811" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-scaled.webp?resize=1024%2C614&amp;ssl=1 1024w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-scaled.webp?resize=300%2C180&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-scaled.webp?resize=768%2C461&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-scaled.webp?resize=1536%2C922&amp;ssl=1 1536w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-scaled.webp?w=1920&amp;ssl=1 1920w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2022/08/1001-ways-to-pay-for-college-scaled.webp?w=1420&amp;ssl=1 1420w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>
</figure>



<p class="wp-block-paragraph"><em>*Mizz P. May receive a small commission from each sale</em></p>



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<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f937-1f3fe-200d-2640-fe0f.png" alt="🤷🏾‍♀️" class="wp-smiley" style="height: 1em; max-height: 1em;" />Welp, that&#8217;s all I got for you. Let me know what you think of my list!</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2764.png" alt="❤" class="wp-smiley" style="height: 1em; max-height: 1em;" />If this page helped you, share it with a friend, parent, or counselor who needs a clearer path to college readiness.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Go back to the <strong><a href="https://mizzp.nyc/on-track-hub/">On Track Hub</a></strong> for more info and resources.</p>



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<p class="has-medium-font-size wp-block-paragraph"><strong>About the author:</strong> <strong>Mizz P. </strong>is a <strong>College &amp; Career Strategist</strong> from <em>The Bronx</em> on a mission to help students<strong> Plan Smart, Pay Less, and Succeed</strong>. With 17+ years in the game, she knows the system — and how to work it in your favor. <a href="https://mizzp.nyc/about-mizzp/">Learn more about Mizz P. here.</a></p>



<p class="wp-block-paragraph"></p>
<p>The post <a href="https://mizzp.nyc/college-readiness-resources/">Best College Planning Websites for Students &amp; Parents</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></content:encoded>
					
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">6328</post-id>	</item>
		<item>
		<title>On Track Parent Checklist</title>
		<link>https://mizzp.nyc/on-track-parent-checklist/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Wed, 17 Dec 2025 21:57:01 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=6287</guid>

					<description><![CDATA[<p>Parents: Start Here (Get Support Without The Stress) Most parents I know want to be involved, but they have no idea where to start. Let me help you plan smart so you know what to... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/on-track-parent-checklist/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/on-track-parent-checklist/">On Track Parent Checklist</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading" id="h-parents-start-here-get-support-without-the-stress"><strong>Parents: Start Here (Get Support Without The Stress)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Most parents I know want to be involved, but they have no idea where to start. Let me help you plan smart so you know what to focus on <strong>before</strong> the deadlines pile up.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3c1.png" alt="🏁" class="wp-smiley" style="height: 1em; max-height: 1em;" />Start Here:</p>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 1: Understand the Big Picture of College Costs</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Before FAFSA, scholarships, or decisions, you need to understand how college pricing actually works.<strong><br></strong> Learn the difference between:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Sticker price vs. real cost<br></li>



<li class="has-medium-font-size">Need-based aid vs. merit aid and who gets it<br></li>



<li class="has-medium-font-size">What the FAFSA does (and doesn’t do)</li>
</ul>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 2: Get Organized as the Support System</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">A lot of what your child needs will come from you.&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph">Parents often keep documents needed for completing financial aid or answering college application questions.</p>



<p class="has-medium-font-size wp-block-paragraph">Find a place to keep and track:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Schools your child is interested in<br></li>



<li class="has-medium-font-size">Passwords and usernames in case anyone forgets<br></li>



<li class="has-medium-font-size">Financial info (tax forms, bank statements, asset reports, etc.)<br></li>



<li class="has-medium-font-size">Notes about next steps and supports</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong><br></strong> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Get my <a href="https://stan.store/Ontrackwithmizzp/p/ebook-for-parents-xgbhf5ok"><strong>On Track For College Parent Workbook</strong></a> for additional information, questions to ask, and graphic organizers to keep you and your child organized and On Track.</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 3: Know When to Lean In (and When to Step Back)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Planning smart doesn’t mean micromanaging. It means supporting decisions at the right moments and getting help to push your child forward.</p>



<p class="has-medium-font-size wp-block-paragraph">Identify:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">When your student needs structure or support<br></li>



<li class="has-medium-font-size">When they need space (because they got it)<br></li>



<li class="has-medium-font-size">When decisions might affect costs long-term<br></li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Hint: The <strong><a href="https://stan.store/Ontrackwithmizzp/p/ebook-for-parents-xgbhf5ok">On Track For College Parent Workbook</a></strong> provides guidance and question prompts inside to keep you both on track, communicating, and accountable.</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 4: Prepare for Financial Aid Without Panic</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Waiting until FAFSA opens is where stress starts. You have to plan ahead of time to get your college finances right.</p>



<p class="has-medium-font-size wp-block-paragraph">Make sure you:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Know the rules before you play<br></li>



<li class="has-medium-font-size">Understand how financial aid works and what you get<br></li>



<li class="has-medium-font-size">Recognize how certain types of aid will affect your child&#8217;s choices</li>
</ul>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 5: Use the Hub as Your Reference Point</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">You don’t need to memorize everything. Keep checking the <strong><a href="https://mizzp.nyc/on-track-hub/">On Track Hub</a></strong> for info when questions come up.</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h3 class="wp-block-heading" id="h-start-here-if-you-want-more-support"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Start Here If You Want More Support</strong></h3>



<p class="has-medium-font-size wp-block-paragraph" id="h-start-here-if-you-want-more-support"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f9e0.png" alt="🧠" class="wp-smiley" style="height: 1em; max-height: 1em;" />Schedule a <strong><a href="https://stan.store/Ontrackwithmizzp/p/pick-my-brain-621jaqr9">pick my brain session</a></strong> to ask all the questions you want</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Use the <strong><a href="https://stan.store/Ontrackwithmizzp/p/ebook-for-parents-xgbhf5ok">On Track For College Parent Workbook</a></strong> to stay organized</p>



<p class="has-medium-font-size wp-block-paragraph" id="h-start-here-if-you-want-more-support"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b0.png" alt="💰" class="wp-smiley" style="height: 1em; max-height: 1em;" />Check my <strong><a href="https://mizzp.nyc/scholarships/">website</a> </strong>for my scholarship list<strong><br></strong></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f9ed.png" alt="🧭" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Visit the <strong><a href="https://mizzp.nyc/on-track-hub/">On Track Hub</a></strong> every so often for updates.</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Learn more about the author Mizz P. and her&nbsp;offerings here:&nbsp;<a href="https://mizzp.nyc/"><strong>www.mizzp.nyc</strong></a></p>



<p class="wp-block-paragraph"></p>
<p>The post <a href="https://mizzp.nyc/on-track-parent-checklist/">On Track Parent Checklist</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></content:encoded>
					
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">6287</post-id>	</item>
		<item>
		<title>💰College Money Game Plan</title>
		<link>https://mizzp.nyc/college-money-game-plan/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Wed, 17 Dec 2025 21:54:46 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=6290</guid>

					<description><![CDATA[<p>College Money: Start Here (Before You Decide) If college costs feel confusing, that’s not your fault. Most families don’t overpay because they’re careless; they overpay because they didn’t understand the system early enough. Use this... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/college-money-game-plan/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/college-money-game-plan/">💰College Money Game Plan</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading" id="h-college-money-start-here-before-you-decide"><strong>College Money: Start Here (Before You Decide)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">If college costs feel confusing, that’s not your fault. Most families don’t overpay because they’re careless; they overpay because they didn’t understand the system early enough.</p>



<p class="has-medium-font-size wp-block-paragraph">Use this checklist to help you plan smart:</p>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 1: Understand How College Is Actually Paid For</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Before comparing schools or stressing about FAFSA, you need clarity.<strong><br></strong>Learn:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">How colleges calculate cost<br></li>



<li class="has-medium-font-size">What financial aid letters really mean<br></li>



<li class="has-medium-font-size">Where families get tripped up</li>
</ul>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 2: Get Your Numbers &amp; Questions Organized</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Understanding is step one. Organization is step two.<strong><br></strong>Write down:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Your estimated costs (I have a tool that will help you understand your <strong><a href="https://mizzp-college-budget.lovable.app">budget</a> </strong>better)<br></li>



<li class="has-medium-font-size">Questions you have about how to pay (use them to help you plan)<br></li>



<li class="has-medium-font-size">What matters most to your family</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong><br></strong> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> My <strong><a href="https://stan.store/Ontrackwithmizzp/p/ebook-for-parents-xgbhf5ok">On Track For College Parent Workbook</a> </strong>has some information for parents about paying for college and resources to help you do some research. Grab your copy to get planning!</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 3: Prepare for FAFSA &amp; Aid Decisions (Without Guessing)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">FAFSA is a tool, a calculator if you will → not a strategy.<strong><br></strong> Understand:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">What the FAFSA provides<br></li>



<li class="has-medium-font-size">What it doesn’t<br></li>



<li class="has-medium-font-size">How it fits into the bigger picture (A.K.A. your budget)</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph">If the math is not mathing, it means it&#8217;s time to get serious about your money plan or to make a different choice.</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 4: Apply Strategy When You’re Ready</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Once you understand the system, you can then apply the strategy.<strong><br></strong>Compare your options intentionally, not emotionally. Start with these questions: How much money do you have? How much can you contribute? What happens if you don’t have enough? What&#8217;s the plan B?</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading" id="h-step-5-go-back-to-the-hub-to-stay-updated"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 5: Go Back To The Hub to Stay Updated</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">There will always be information and resources waiting for you in the <a href="https://mizzp.nyc/on-track-hub/"><strong>On Track Hub</strong></a>. Go back often to stay On Track with me.</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h3 class="wp-block-heading" id="h-start-here-to-get-your-college-money-right"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Start Here To Get Your College Money Right:</strong></h3>



<ul class="wp-block-list">
<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2696.png" alt="⚖" class="wp-smiley" style="height: 1em; max-height: 1em;" />Check out my <a href="https://mizzp-college-budget.lovable.app"></a><strong><a href="https://mizzp-college-budget.lovable.app">College Budget Tool</a> </strong>(FREE)<strong><br></strong></li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Get the <a href="https://stan.store/Ontrackwithmizzp/p/ebook-for-parents-xgbhf5ok"><strong>On Track For College</strong> <strong>Parent Workbook</strong></a> for guidance</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f9ed.png" alt="🧭" class="wp-smiley" style="height: 1em; max-height: 1em;" />Go back to the <strong><a href="https://mizzp.nyc/on-track-hub/">On Track Hub</a></strong></p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Learn more about the author Mizz P. and her&nbsp;offerings here:&nbsp;<a href="https://mizzp.nyc/"><strong>www.mizzp.nyc</strong></a></p>
<p>The post <a href="https://mizzp.nyc/college-money-game-plan/">💰College Money Game Plan</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></content:encoded>
					
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">6290</post-id>	</item>
		<item>
		<title>On Track Student Checklist</title>
		<link>https://mizzp.nyc/on-track-student-checklist/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Wed, 17 Dec 2025 21:53:18 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=6285</guid>

					<description><![CDATA[<p>Students: Start Here (No Overwhelm, Just a Plan) If college is on your radar, but you’re not sure what you should actually be doing right now. Focus on your grade level, not everything all at... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/on-track-student-checklist/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/on-track-student-checklist/">On Track Student Checklist</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<h2 class="wp-block-heading" id="h-students-start-here-no-overwhelm-just-a-plan"><strong>Students: Start Here (No Overwhelm, Just a Plan)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">If college is on your radar, but you’re not sure what you should actually be doing right now. Focus on your grade level, not everything all at once.</p>



<p class="has-medium-font-size wp-block-paragraph">Use this as your guide:</p>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 1: Get Clear on What Matters for Your Grade</strong></h2>



<h3 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f539.png" alt="🔹" class="wp-smiley" style="height: 1em; max-height: 1em;" /> 9th–10th Grade: Build the Foundation</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">What you build now will help you long term.&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph">Take a moment to focus on:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Exploring your interests (not picking a forever major)</li>



<li class="has-medium-font-size">Getting involved in 1–2 activities you can stick with&nbsp;</li>



<li class="has-medium-font-size">Understanding how grades and habits can affect your college choices later on</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph">Start keeping track of activities, leadership, and wins (big or small).</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4dd.png" alt="📝" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Try my FREE <a href="https://mizzp-bragsheet-generator.lovable.app"><strong>Brag Sheet Tool </strong></a>to help you capture achievements now so you’re not scrambling later.</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h3 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f539.png" alt="🔹" class="wp-smiley" style="height: 1em; max-height: 1em;" /> 11th Grade: Get Organized &amp; Intentional</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">The actions you take now will make your senior year easier or harder… you decide!</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>Focus on:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Creating a realistic college/trade school program list<br></li>



<li class="has-medium-font-size">Get a better understanding of what colleges actually look for<br></li>



<li class="has-medium-font-size">Start preparing your essays and ask for recommendations early</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong>Start writing down what matters</strong>:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Activities you’re involved in<br></li>



<li class="has-medium-font-size">Awards you’ve received throughout high school<br></li>



<li class="has-medium-font-size">Jobs you’ve worked if you have work experience<br></li>



<li class="has-medium-font-size">Responsibilities at home or school</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Get my <strong><a href="https://amzn.to/48IjD9y">Student Workbook</a></strong> on Amazon to start planning early<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4dd.png" alt="📝" class="wp-smiley" style="height: 1em; max-height: 1em;" />Try my <strong>FREE </strong><a href="https://mizzp-bragsheet-generator.lovable.app"><strong>Brag Sheet</strong> <strong>Tool</strong> </a>to get ready for recommendations and college applications</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h3 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f539.png" alt="🔹" class="wp-smiley" style="height: 1em; max-height: 1em;" /> 12th Grade: Execute Without Panic</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">This is your time to shine! Do the work and you will be rewarded!!!</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>Focus on:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Staying on top of deadlines so you don’t miss an opportunity<br></li>



<li class="has-medium-font-size">Completing applications and financial aid forms as soon as possible<br></li>



<li class="has-medium-font-size">Making decisions you feel confident about (make sure to take visits and ask lots of questions to compare schools/programs before deciding)</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"> Create a simple checklist of:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">applications submitted<br></li>



<li class="has-medium-font-size">financial aid steps<br></li>



<li class="has-medium-font-size">scholarships in progress</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Try my free <a href="https://mizzps-college-app-bingo.lovable.app"><strong>College Planning Bingo</strong></a> to track your progress<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3c6.png" alt="🏆" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Get my <a href="https://stan.store/Ontrackwithmizzp/p/scholarshiptracker"><strong>Scholarship Tracker</strong></a> to track your scholarship apps and wins</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 2: Stay Organized (This Is Where Most Stress Comes From)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">College stress usually isn’t about “too much to do” — it’s about not having a system.</p>



<p class="has-medium-font-size wp-block-paragraph"> Use one place to track:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">tasks<br></li>



<li class="has-medium-font-size">deadlines<br></li>



<li class="has-medium-font-size">materials</li>
</ul>



<p class="wp-block-paragraph">Google Drive and Docs is a great option.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Get my <strong><a href="https://amzn.to/48IjD9y">On Track For College Student Workbook</a> </strong>to help you stay On Track (best for rising seniors, juniors, and sophomores.</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Step 3: Use the Hub When You’re Stuck</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">If you ever think:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">“What should I be working on right now?”<br></li>



<li class="has-medium-font-size">“Am I missing something?”<br></li>
</ul>



<p class="has-medium-font-size wp-block-paragraph">That’s what the <a href="https://mizzp.nyc/on-track-hub/"><strong>On Track Hub</strong> </a>is for. Jump back into the hub every week for new information or access to my favorite resources.</p>



<hr class="wp-block-separator has-alpha-channel-opacity"/>



<h3 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Start Here If You’re a Student:</strong></h3>



<ul class="wp-block-list">
<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4e5.png" alt="📥" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Try my <a href="https://mizzp-bragsheet-generator.lovable.app">Brag Sheet Tool</a><br></strong></li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d8.png" alt="📘" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Use <span style="box-sizing: border-box; margin: 0px; padding: 0px;">the<strong>&nbsp;</strong><a href="https://amzn.to/48IjD9y" target="_blank"><strong>On</strong></a></span><a href="https://amzn.to/48IjD9y"><strong> Track For College</strong> <strong>Student Workbook</strong></a> to stay organized</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f9ed.png" alt="🧭" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Visit the <strong><a href="https://mizzp.nyc/on-track-hub/">On Track Hub</a></strong> when you’re unsure what’s next</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Learn more about the author Mizz P. and her&nbsp;offerings here:&nbsp;<a href="https://mizzp.nyc/"><strong>www.mizzp.nyc</strong></a></p>



<p class="wp-block-paragraph"></p>
<p>The post <a href="https://mizzp.nyc/on-track-student-checklist/">On Track Student Checklist</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">6285</post-id>	</item>
		<item>
		<title>10 Things Students Should Do Before Going to College</title>
		<link>https://mizzp.nyc/10-things-students-should-do-before-going-to-college/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Tue, 24 Jun 2025 21:08:23 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=5983</guid>

					<description><![CDATA[<p>Transitioning from high school to college is an exciting time filled with new opportunities and challenges. To make the most of your experience, preparation is key!!! Here are 10 essential things every student should know... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/10-things-students-should-do-before-going-to-college/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/10-things-students-should-do-before-going-to-college/">10 Things Students Should Do Before Going to College</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph">Transitioning from high school to college is an exciting time filled with new opportunities and challenges. To make the most of your experience, preparation is key!!! Here are 10 essential things every student should know or do before heading off to college:</p>



<h3 id="h-understand-your-finances" class="wp-block-heading"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b0.png" alt="💰" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Understand Your Finances</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">College is a <strong>MAJOR</strong> financial commitment. Know how much your tuition, housing, and meal plans are gonna cost you, and pay attention to your bill due date. Make a plan to pay your balance and practice budgeting to manage your money effectively.</p>



<h3 id="h-learn-basic-life-skills" class="wp-block-heading"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f373.png" alt="🍳" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Learn Basic Life Skills</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Independence comes with responsibilities!!! Before riding off into the sunset, master essential life skills like cooking simple meals, doing your own laundry, and keeping your space clean (a cluttered room is a cluttered mind). Also, learn how to schedule your own appointments and learn to advocate for your needs.</p>



<h3 id="h-get-organized" class="wp-block-heading"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f5c2.png" alt="🗂" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Get Organized</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Being organized is crucial for college success. Use a planner or digital calendar to keep track of important academic dates like move-in day, the first day of classes, and assignment deadlines. Good organization can help you stay on top of your studies and extracurricular activities.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4e6.png" alt="📦" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Plan Your Packing</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Packing for college can be overwhelming. Create a checklist of essentials you&#8217;ll need such as sheets, blankets, toiletries, electronics, and school supplies. Check what’s already provided in your dorm, plan with your new roommate to cut down on costs, and review your school’s rules about what you can and cannot bring.</p>



<p class="has-medium-font-size wp-block-paragraph">Check out my <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f6d2.png" alt="🛒" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <a href="https://www.amazon.com/shop/ontrackwithmizzp/list/3B2S7OTPJIQJZ?ref_=cm_sw_r_cp_ud_aipsflist_SM1PJD17BS14HCNQ4AD3">Amazon Store Front</a> for items you should totally get and take!</p>



<h3 id="h-register-for-classes-early" class="wp-block-heading has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/270f.png" alt="✏" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Register for Classes Early</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">If you want a good first-semester schedule, then you need to get advised and registered quickly!!! Popular classes can fill up, so plan your schedule in advance. Review course options and prerequisites to ensure a balanced workload. This will help you stay on track for graduation.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f91d.png" alt="🤝" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Get to Know Your Professors Beforehand</strong>&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph">Check out <a href="https://www.ratemyprofessors.com/">Rate My Professors </a>to get an idea of how your professors teach and what you need to do to be successful before adding them to your schedule. This can help you make decisions about the classes you plan to take and dodge any drama before-hand.</p>



<h3 id="h-get-familiar-with-campus-resources" class="wp-block-heading has-medium-font-size"> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f393.png" alt="🎓" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Get Familiar With Campus Resources</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Colleges offer a variety of resources to support students, like the library, academic advising, career services, a health center, disability and accessibility supports, and counseling services. Make an effort to find these resources on campus so you know where to find help during challenging times.</p>



<h3 id="h-practice-your-communication-skills" class="wp-block-heading has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4ac.png" alt="💬" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Practice Your Communication Skills</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Communication is KEY and a life skill you will need in college and beyond. Learn how to write professional emails to professors and staff, and don’t be afraid to advocate for yourself when you need help or clarification.</p>



<h3 id="h-develop-good-study-habits" class="wp-block-heading has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4da.png" alt="📚" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Develop Good Study Habits</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">College is not like high school. You gotta study to retain information and test well. AI can&#8217;t help you with a live exam! Practice effective study techniques like reviewing your notes, time blocking, and mnemonic devices. Make sure to also create a distraction-free zone to stay focused.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f60c.png" alt="😌" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Prepare Yourself Mentally and Emotionally&nbsp;</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Adjusting to college life can be overwhelming. Be prepared to be homesick, and possibly experience challenges with living independently and with people you don&#8217;t know. Try connecting with your new roommate or classmates before arriving to build a sense of community and support.</p>



<p class="has-medium-font-size wp-block-paragraph">Take these steps and you’ll set yourself up for a successful and enjoyable college experience.</p>



<p class="has-large-font-size wp-block-paragraph"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f44d.png" alt="👍" class="wp-smiley" style="height: 1em; max-height: 1em;" />YOU GOT THIS!!!</strong></p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><strong>About the author:</strong> <strong>Mizz P. </strong>is a <strong>College &amp; Career Strategist</strong> from <em>The Bronx</em> on a mission to help students<strong> Plan Smart, Pay Less, and Succeed</strong>. With 17+ years in the game, she knows the system — and how to work it in your favor. <a href="https://mizzp.nyc/about-mizzp/">Learn more about Mizz P. here.</a></p>
<p>The post <a href="https://mizzp.nyc/10-things-students-should-do-before-going-to-college/">10 Things Students Should Do Before Going to College</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">5983</post-id>	</item>
		<item>
		<title>5 Things to Do Before You Borrow a Dime for College</title>
		<link>https://mizzp.nyc/5-things-to-do-before-you-borrow-a-dime-for-college/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Mon, 02 Jun 2025 20:36:48 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=5826</guid>

					<description><![CDATA[<p>Families often feel pressured to take out loans before they fully understand what college will really cost or what other options are available. Before you (or your child) borrow a single dime, take a breath... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/5-things-to-do-before-you-borrow-a-dime-for-college/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/5-things-to-do-before-you-borrow-a-dime-for-college/">5 Things to Do Before You Borrow a Dime for College</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph">Families often feel pressured to take out loans before they fully understand what college will really cost or what other options are available. Before you (or your child) borrow a single dime, take a breath and walk through these five key steps to make smarter financial decisions.</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>1. Understand the <em>Full</em> Cost of Attendance</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Tuition is just the beginning. The real cost of college includes:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Room and board (even if they live at home!)</li>



<li class="has-medium-font-size">Meal plans or groceries</li>



<li class="has-medium-font-size">Books, supplies, and tech</li>



<li class="has-medium-font-size">Personal expenses, travel, and emergency costs</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/27a1.png" alt="➡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Every college publishes a <a href="https://collegecost.ed.gov/net-price">“Cost of Attendance” (COA)</a> on their financial aid page. Use that as your budgeting foundation, not the sticker tuition price alone.</p>



<p class="has-medium-font-size wp-block-paragraph"><br><strong>2. Build a Budget to See Your Gap</strong><br>Once you know the full cost and what aid you’ll receive, subtract:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Grants + Scholarships</li>



<li class="has-medium-font-size">Family savings or 529 plans</li>



<li class="has-medium-font-size">Expected work income (if any)<br></li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f914.png" alt="🤔" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Whatever’s left? </strong>That’s your <strong>college funding gap</strong>-and what you’ll need to cover <em>before</em> thinking about loans.</p>



<p class="has-medium-font-size wp-block-paragraph"><br><strong>3. Understand What a Loan <em>Really</em> Is</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Before signing anything, you should know:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">The difference between <strong>subsidized</strong> and <strong>unsubsidized</strong> loans</li>



<li class="has-medium-font-size">How interest works and when it starts</li>



<li class="has-medium-font-size">What monthly repayment looks like after graduation</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4a1.png" alt="💡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Remember, borrowing is sometimes necessary but blind borrowing is a trap!</strong></p>



<p class="has-medium-font-size wp-block-paragraph"><br><strong>4. Search for Scholarships Early and Often</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Don&#8217;t wait for senior year. Many scholarships are open to juniors, and even younger students. Start local:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Employers (yours or your child’s)</li>



<li class="has-medium-font-size">Credit unions and banks</li>



<li class="has-medium-font-size">Community groups and churches</li>



<li class="has-medium-font-size">School-based scholarships</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/27a1.png" alt="➡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Pro tip:</strong> Set a goal to apply to at least <strong>3 scholarships per month.</strong></p>



<p class="has-medium-font-size wp-block-paragraph"><br><strong>5. Complete the FAFSA Even If You’re Not Sure You’ll Qualify</strong></p>



<p class="has-medium-font-size wp-block-paragraph">The FAFSA unlocks access to:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Pell Grants (free money)</li>



<li class="has-medium-font-size">State aid programs</li>



<li class="has-medium-font-size">Work-study eligibility</li>



<li class="has-medium-font-size">Federal student loans (which are safer than private loans)</li>



<li class="has-medium-font-size">Institutional Scholarships</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><strong>Middle-income families often qualify for some aid but you won’t know how much unless you file!!!</strong> So get er done when it&#8217;s time!</p>



<p class="has-medium-font-size wp-block-paragraph">Welp, that&#8217;s all I got for you today&#8230;Head back to the <a href="https://mizzp.nyc/on-track-hub/">On Track Hub</a> for tips and tools.</p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><strong>About the author:</strong> <strong>Mizz P. </strong>is a <strong>College &amp; Career Strategist</strong> from <em>The Bronx</em> on a mission to help students<strong> Plan Smart, Pay Less, and Succeed</strong>. With 17+ years in the game, she knows the system — and how to work it in your favor. <a href="https://mizzp.nyc/about-mizzp/">Learn more about Mizz P. here.</a></p>



<p class="wp-block-paragraph"></p>
<p>The post <a href="https://mizzp.nyc/5-things-to-do-before-you-borrow-a-dime-for-college/">5 Things to Do Before You Borrow a Dime for College</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></content:encoded>
					
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">5826</post-id>	</item>
		<item>
		<title>Yes, You Can Ask Colleges for More Money &#8211; Here’s How</title>
		<link>https://mizzp.nyc/you-can-ask-colleges-for-more-money/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Sun, 11 May 2025 18:59:41 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=5811</guid>

					<description><![CDATA[<p>Every year, students and families receive financial aid offers that don’t quite cover the cost of attendance. The good news? You’re not stuck with that number. You can ask colleges for more money through something... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/you-can-ask-colleges-for-more-money/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/you-can-ask-colleges-for-more-money/">Yes, You Can Ask Colleges for More Money &#8211; Here’s How</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph">Every year, students and families receive financial aid offers that don’t quite cover the cost of attendance. The good news? You’re <em>not stuck</em> with that number. You can ask colleges for more money through something called a financial aid appeal. Here&#8217;s what it is and how it works.</p>



<h3 id="h-what-s-a-financial-aid-appeal" class="wp-block-heading"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f914.png" alt="🤔" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>What’s a Financial Aid Appeal?</strong></h3>



<p class="has-medium-font-size wp-block-paragraph">A financial aid appeal is a formal request you send (by email or phone) to a college asking them to reconsider and potentially increase your aid package.  Maybe your family’s financial situation changed because of a lost job, accident, or a parent passing. Maybe you got a better offer from another school but you&#8217;d prefer to go there. Or maybe the original package just doesn’t reflect what you actually need or have. Whatever the case, <em>you have the right to ask. </em>And yes, schools <em>do</em> say yes. But only when it’s done the right way and at the right time.</p>



<h3 id="h-common-mistakes-students-make-when-asking-for-more-aid" class="wp-block-heading"><strong>Common Mistakes Students Make When Asking for More Aid:</strong></h3>



<p class="wp-block-paragraph"></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/274c.png" alt="❌" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Writing a vague or emotional requests with no documentation</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Colleges need you to be clear, concise, and include evidence to support your claim.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/274c.png" alt="❌" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Waiting too long to submit an appeal</strong></p>



<p class="has-medium-font-size wp-block-paragraph">The longer you wait, the harder it will be to get granted anything. The sooner you can ask, the better your chances.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/274c.png" alt="❌" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Assuming they won’t get more, so they never ask</strong></p>



<p class="has-medium-font-size wp-block-paragraph">A closed mouth never gets fed. The school won’t know you have a bigger need if you don’t tell them.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f442.png" alt="👂" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Any of these</strong> <strong>sound familiar?</strong> Don’t worry, you’re not alone!!! That’s why I created the following step-by-step guide to help students and families feel confident about going through this process<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f447.png" alt="👇" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<p class="has-medium-font-size wp-block-paragraph"><strong>Introducing &#8230;&#8230;.</strong></p>



<figure class="wp-block-image size-large"><img data-recalc-dims="1" height="399" width="710" decoding="async" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/05/Make-it-make-Cents-How-To-Ask-Colleges-For-More-Aid-1.png?resize=710%2C399&#038;ssl=1" alt="" class="wp-image-6732"/></figure>



<p class="has-medium-font-size wp-block-paragraph">This guide will teach you:</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> What to include (and what to avoid) in your request<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> How to frame your appeal in a way that gets attention<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> How to follow up, plus templates and tools to make it easier to write and submit</p>



<p class="has-medium-font-size wp-block-paragraph">If you or someone you know has a college offer that’s just not cutting it, don’t walk away from the table. <em>Ask for more.</em> It could be the difference between financial stress or financial relief.</p>



<h3 id="h-ready-to-advocate-for-yourself" class="wp-block-heading has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f914.png" alt="🤔" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Ready to advocate for yourself?</strong></h3>



<h4 class="wp-block-heading has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b8.png" alt="💸" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Get the guide here and make those offers make cents:&nbsp;</h4>



<p class="has-medium-font-size wp-block-paragraph"><a href="https://stan.store/Ontrackwithmizzp/p/financialaidappeal">https://stan.store/Ontrackwithmizzp/p/financialaidappeal</a></p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><strong>About the author:</strong> <strong>Mizz P. </strong>is a <strong>College &amp; Career Strategist</strong> from <em>The Bronx</em> on a mission to help students<strong> Plan Smart, Pay Less, and Succeed</strong>. With 17+ years in the game, she knows the system — and how to work it in your favor. <a href="https://mizzp.nyc/about-mizzp/">Learn more about Mizz P. here.</a></p>
<p>The post <a href="https://mizzp.nyc/you-can-ask-colleges-for-more-money/">Yes, You Can Ask Colleges for More Money &#8211; Here’s How</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">5811</post-id>	</item>
		<item>
		<title>🎓How to Choose the Right College in 4 Steps</title>
		<link>https://mizzp.nyc/how-to-choose-the-right-college-in-4-steps/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Tue, 04 Mar 2025 21:37:27 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=5727</guid>

					<description><![CDATA[<p>🎓So, you’ve been accepted to a bunch of colleges—congrats! 🎉 Now here comes the hard part: deciding where you will spend the next four (or more) years of your life. No pressure, right? Check out... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/how-to-choose-the-right-college-in-4-steps/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/how-to-choose-the-right-college-in-4-steps/">🎓How to Choose the Right College in 4 Steps</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f393.png" alt="🎓" class="wp-smiley" style="height: 1em; max-height: 1em;" />So, you’ve been accepted to a bunch of colleges—congrats! <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f389.png" alt="🎉" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Now here comes the hard part: deciding where you will spend the next four (or more) years of your life. </p>



<p class="has-medium-font-size wp-block-paragraph"><em>No pressure, right? </em></p>



<p class="has-medium-font-size wp-block-paragraph">Check out this simple guide to help you make the best decision without stressing yourself out.</p>



<h3 id="h-step-1-know-what-matters-to-you" class="wp-block-heading has-large-font-size"><strong>Step 1&#x20e3;: Know What Matters to You <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4a1.png" alt="💡" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Before you start making your pros/cons lists, take a moment to think about what you <em>really</em> want in a college. Ask yourself:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4cd.png" alt="📍" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Location:</strong> Do you want to stay close to home, or are you ready for a new adventure?</li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4aa.png" alt="💪" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Size:</strong> Do you prefer a big university with tons of people or a small college with a tight-knit community? Do you want to be in a city, suburb, or remote area?</li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4da.png" alt="📚" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Majors &amp; Programs:</strong> What majors or programs are you interested in?</li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f60e.png" alt="😎" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Campus Vibes:</strong> What type of environment do you want to be in?</li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4bc.png" alt="💼" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Career Opportunities:</strong> What kind of internships would you like? What are your career goals?</li>



<li class="has-medium-font-size"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b0.png" alt="💰" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Cost &amp; Financial Aid:</strong> How much can you realistically afford? What is the budget for your educational expenses? </li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Write down your top priorities so you can compare your options later!</p>



<p class="has-medium-font-size wp-block-paragraph">If you need help understanding the financial side of things, get access to my <a href="https://stan.store/Ontrackwithmizzp/p/on-track-college-money-hub"><strong>On Track College Money Hub</strong></a> to understand your offers and make a plan to pay!</p>



<h3 class="wp-block-heading has-large-font-size"><strong>Step 2&#x20e3;: Ask the Right Questions <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2753.png" alt="❓" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h3>



<p class="has-medium-font-size wp-block-paragraph">When you visit or research colleges, don’t just go by the fancy brochures—dig deeper! Here are some important questions to ask:</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4da.png" alt="📚" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Academics:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">What’s the student-to-faculty ratio?</li>



<li class="has-medium-font-size">Are professors accessible outside of class?</li>



<li class="has-medium-font-size">What’s the retention rate (how many students stay after freshman year)?&#8217;</li>



<li class="has-medium-font-size">How do you help struggling students?</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b8.png" alt="💸" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Financial Aid &amp; Scholarships:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">What percentage of students get scholarships or financial aid?</li>



<li class="has-medium-font-size">What’s the average student loan debt after graduation?</li>



<li class="has-medium-font-size">Is there additional funding for students who need it (scholarships/grants)? </li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f393.png" alt="🎓" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Campus Life &amp; Support:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">What clubs, sports, or student organizations are available?</li>



<li class="has-medium-font-size">What events do students typically look forward to?</li>



<li class="has-medium-font-size">What support services exist for mental health, tutoring, or career planning?</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e1.png" alt="🏡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Housing &amp; Food:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Are freshmen required to live on campus?</li>



<li class="has-medium-font-size">What are the dorm arrangements? What amenities are included?</li>



<li class="has-medium-font-size">How’s the food? (Because let’s be real, bad food can be a dealbreaker! <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f605.png" alt="😅" class="wp-smiley" style="height: 1em; max-height: 1em;" />)</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f680.png" alt="🚀" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Post-College Success:</strong></p>



<ul class="wp-block-list">
<li class="has-medium-font-size">Does the career office help with job applications and internships?</li>



<li class="has-medium-font-size">What companies does your college have partnerships with? </li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4bb.png" alt="💻" class="wp-smiley" style="height: 1em; max-height: 1em;" />Check out the <strong>College Score Card</strong> to see what you learn about the schools on your list: <strong> <a href="https://collegescorecard.ed.gov/">https://collegescorecard.ed.gov/</a></strong></p>



<h3 id="h-step-3-narrow-down-your-choices" class="wp-block-heading has-large-font-size"><strong>Step 3&#x20e3;: Narrow Down Your Choices </strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Try these strategies to categorize your schools:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong>Compare your awards</strong>: Make sure you understand your offers and have a plan to pay. I have a great video on YouTube that breaks all of this this down (<a href="https://youtu.be/2qSF_JdAxo0?si=_ZcrkGLdbdP7z98z"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3a5.png" alt="🎥" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Watch Here</strong></a>)</li>



<li class="has-medium-font-size"><strong>Make a Pros &amp; Cons List:</strong> Write down what you love (or don’t love) about each school.</li>



<li class="has-medium-font-size"><strong>Visit or Take Virtual Tours:</strong> Get a feel for the campus vibe and student life.</li>



<li class="has-medium-font-size"><strong>Talk to Current Students:</strong> Find them on tours, via social media, or connect through college ambassador programs.</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f64f.png" alt="🙏" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Trust Your Gut:</strong> If a college <em>feels right</em>, don’t ignore that instinct! (same if it feels wrong)</p>



<h3 class="wp-block-heading has-large-font-size"><strong>Step 4&#x20e3;: The Final Decision <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3c1.png" alt="🏁" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h3>



<p class="has-medium-font-size wp-block-paragraph">Once you’ve done your research and weighed your options, it’s time to commit! Remember, no school is <em>perfect</em>, but the best choice is the one that fits <em>your</em> goals, lifestyle, and budget. If you ever feel unsure, remind yourself that college is what you make of it. You’ll be successful wherever you go as long as you stay proactive and engaged!<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f389.png" alt="🎉" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f44d.png" alt="👍" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Now go get ready to make that decision and get excited for your next adventure!</strong> </p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" />Learn more about the author Mizz P. and her&nbsp;offerings here:&nbsp;<a href="https://mizzp.nyc/"><strong>www.mizzp.nyc</strong></a></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f914.png" alt="🤔" class="wp-smiley" style="height: 1em; max-height: 1em;" />Got questions? Book a session to get your questions answered: <a href="https://stan.store/Ontrackwithmizzp/p/pick-my-brain-621jaqr9"><strong>Pick My Brain Here</strong></a></p>



<p class="wp-block-paragraph"></p>
<p>The post <a href="https://mizzp.nyc/how-to-choose-the-right-college-in-4-steps/">🎓How to Choose the Right College in 4 Steps</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
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		<post-id xmlns="com-wordpress:feed-additions:1">5727</post-id>	</item>
		<item>
		<title>🎓 5 Scholarship Tips to Win Free College Money</title>
		<link>https://mizzp.nyc/5-scholarship-tips-to-win-free-college-money/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Mon, 24 Feb 2025 22:40:41 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=5716</guid>

					<description><![CDATA[<p>👋Hey there, future college student! If you’re stressing about how to pay for college, I got 5 helpful scholarship tips to help you win free college money. You don’t have to be a straight-A student... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/5-scholarship-tips-to-win-free-college-money/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/5-scholarship-tips-to-win-free-college-money/">🎓 5 Scholarship Tips to Win Free College Money</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f44b.png" alt="👋" class="wp-smiley" style="height: 1em; max-height: 1em;" />Hey there, future college student! If you’re stressing about how to pay for college, I got 5 helpful scholarship tips to help you win free college money. You don’t have to be a straight-A student to win them—<strong>you just need a game plan!</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Try the following tips to help you <strong>stack that cash</strong> and avoid future student loan debt!</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img data-recalc-dims="1" loading="lazy" decoding="async" width="710" height="710" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=710%2C710&#038;ssl=1" alt="" class="wp-image-5717" style="width:248px;height:auto" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=1024%2C1024&amp;ssl=1 1024w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=300%2C300&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=150%2C150&amp;ssl=1 150w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=768%2C768&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=1060%2C1060&amp;ssl=1 1060w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=550%2C550&amp;ssl=1 550w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?resize=500%2C500&amp;ssl=1 500w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/Scholarships.webp?w=1080&amp;ssl=1 1080w" sizes="(max-width: 710px) 100vw, 710px" /></figure>
</div>


<h2 id="h-1-start-early-amp-stay-organized" class="wp-block-heading"><strong>1&#x20e3; Start Early &amp; Stay Organized <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4c5.png" alt="📅" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h2>



<p class="has-medium-font-size wp-block-paragraph">The biggest mistake students make? <strong>Waiting until the last minute!</strong> Many scholarships open <strong>months (even years!) before college starts</strong>—so don’t sleep on them. <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f634.png" alt="😴" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<p class="has-medium-font-size wp-block-paragraph">Things to do:</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Set a goal</strong> to apply for <strong>at least one scholarship per week</strong>.<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Use a tracker</strong> to keep track of deadlines.<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Don’t ignore smaller scholarships!</strong> $500 here and $1,000 there add up fast!</p>



<h2 class="wp-block-heading"><strong>2&#x20e3; Make Your Applications Stand Out <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2728.png" alt="✨" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Scholarship committees read <strong>tons</strong> of applications. What makes yours <strong>different</strong>?</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f525.png" alt="🔥" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Tailor your applications</strong> to fit each scholarship&#8217;s theme. Also, learn about their mission.<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f525.png" alt="🔥" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Show your personality</strong>—tell your story in a unique and compelling way. Dare to Stand Out!<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f525.png" alt="🔥" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Brag a little!</strong> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3a4.png" alt="🎤" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Dropped the mic on a big school project? Led a club? Created an activity? Share it!</p>



<h2 class="wp-block-heading"><strong>3&#x20e3; Write a Bomb <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4a3.png" alt="💣" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Essay (Without the Stress!)</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Hate writing essays? <strong>Same.</strong> But here’s the trick: <strong>You can recycle essays you already have!</strong> <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f64c.png" alt="🙌" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/270d.png" alt="✍" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Write one strong essay</strong> and tweak it for multiple scholarships.<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4d6.png" alt="📖" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Use real stories</strong> from your life—scholarship judges love personal experiences.<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f50e.png" alt="🔎" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Proofread, proofread, proofread!</strong> (Or ask ChatGPT, a friend, or a teacher for help!)</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>BONUS TIP:</strong> Many scholarships ask <strong>similar questions</strong> (like &#8220;Why do you want to go to college?&#8221; &#8220;What are your career goals?&#8221; &#8220;How will this scholarship help you?&#8221; or &#8220;Tell us about a challenge you overcame&#8221;). <strong>Write one solid answer for each</strong>, then adjust it slightly for each application!</p>



<h2 class="wp-block-heading"><strong>4&#x20e3; Find Scholarships That Fit YOU <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Applying for random scholarships isn’t the move. Take a moment to think about all you come with like your goals, your identity, and your financial need to <strong>focus on the scholarships you&#8217;re more likely to win!</strong></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f50e.png" alt="🔎" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Look for <strong>local scholarships</strong>—they have a lot <strong>less competition</strong>.<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f50e.png" alt="🔎" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Apply for <strong>niche scholarships</strong> (gender-based, first-gen, sports, hobbies, your future career).<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f50e.png" alt="🔎" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Check sites like <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /><a href="https://scholarshipamerica.org/">Scholarship America</a>, <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /><a href="https://jlvcollegecounseling.com/scholarships/">JLV Scholarships</a>, and <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /><a href="https://bold.org/">Bold.org</a>.</p>



<h2 class="wp-block-heading"><strong>5&#x20e3; Stay Consistent &amp; Don’t Give Up <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4aa.png" alt="💪" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h2>



<p class="has-medium-font-size wp-block-paragraph">The secret to <strong>winning scholarships?</strong> Staying consistent and <strong>applying to a bunch of em.</strong> Even if you don’t win every time, <strong>the more you apply, the better your chances!</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Simon says do this<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f447.png" alt="👇" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Set a goal: <strong>Apply for at least 5 scholarships by the end of this month!<br></strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Keep track of <strong>which ones you’ve applied for</strong> (<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /><a href="https://stan.store/Ontrackwithmizzp/p/on-track-scholarship-tracker">we’ve got a tool for that</a><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b0.png" alt="💰" class="wp-smiley" style="height: 1em; max-height: 1em;" />).<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3af.png" alt="🎯" class="wp-smiley" style="height: 1em; max-height: 1em;" /> And Remember: <strong>Even one scholarship = less student debt!</strong></p>



<h2 class="wp-block-heading"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f381.png" alt="🎁" class="wp-smiley" style="height: 1em; max-height: 1em;" /> FREEBIE ALERT: 50 Scholarship Tracker! <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f381.png" alt="🎁" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Need a way to stay <strong>motivated?</strong> I got you covered!</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2728.png" alt="✨" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>Download my FREE <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /><a href="https://ontrackwithmizzp.myflodesk.com/scholarshipchallenge">50 Scholarship Challenge</a> Worksheet</strong></p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2728.png" alt="✨" class="wp-smiley" style="height: 1em; max-height: 1em;" />—It’s got:<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> A spot to set your money goals<br><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/2705.png" alt="✅" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong>And a fun money bag system</strong> to mark off your wins as you go!</p>



<figure class="wp-block-image size-large is-resized"><a href="https://ontrackwithmizzp.myflodesk.com/scholarshipchallenge"><img data-recalc-dims="1" loading="lazy" decoding="async" width="710" height="399" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=710%2C399&#038;ssl=1" alt="" class="wp-image-5720" style="width:535px;height:auto" srcset="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=1024%2C576&amp;ssl=1 1024w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=300%2C169&amp;ssl=1 300w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=768%2C432&amp;ssl=1 768w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=1060%2C596&amp;ssl=1 1060w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=550%2C309&amp;ssl=1 550w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?resize=889%2C500&amp;ssl=1 889w, https://i0.wp.com/mizzp.nyc/wp-content/uploads/2025/02/50-Scholarship-Challenge-Form-1.webp?w=1200&amp;ssl=1 1200w" sizes="(max-width: 710px) 100vw, 710px" /></a></figure>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f680.png" alt="🚀" class="wp-smiley" style="height: 1em; max-height: 1em;" /><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f517.png" alt="🔗" class="wp-smiley" style="height: 1em; max-height: 1em;" /> <strong><a href="https://ontrackwithmizzp.myflodesk.com/scholarshipchallenge">Grab it now</a> &amp; start stacking those scholarship wins!</strong></p>



<p class="has-medium-font-size wp-block-paragraph"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f449.png" alt="👉" class="wp-smiley" style="height: 1em; max-height: 1em;" /> </strong>Let’s get that <strong>FREE MONEY!</strong> </p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4b0.png" alt="💰" class="wp-smiley" style="height: 1em; max-height: 1em;" /><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f393.png" alt="🎓" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Ready, set, apply! <img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f680.png" alt="🚀" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



<hr class="wp-block-separator has-alpha-channel-opacity is-style-dots"/>



<p class="has-medium-font-size wp-block-paragraph"><strong>About the author:</strong> <strong>Mizz P. </strong>is a <strong>College &amp; Career Strategist</strong> from <em>The Bronx</em> on a mission to help students<strong> Plan Smart, Pay Less, and Succeed</strong>. With 17+ years in the game, she knows the system — and how to work it in your favor. <a href="https://mizzp.nyc/about-mizzp/">Learn more about Mizz P. here.</a></p>



<p class="wp-block-paragraph"></p>
<p>The post <a href="https://mizzp.nyc/5-scholarship-tips-to-win-free-college-money/">🎓 5 Scholarship Tips to Win Free College Money</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></content:encoded>
					
		
		
		<post-id xmlns="com-wordpress:feed-additions:1">5716</post-id>	</item>
		<item>
		<title>7 Ways To Pay Less For College</title>
		<link>https://mizzp.nyc/7-ways-to-pay-less-for-college/</link>
		
		<dc:creator><![CDATA[admin]]></dc:creator>
		<pubDate>Mon, 13 May 2024 20:25:21 +0000</pubDate>
				<category><![CDATA[Financial Aid Tips]]></category>
		<category><![CDATA[college planning]]></category>
		<category><![CDATA[Mizz P.]]></category>
		<category><![CDATA[Mizz P. Post-Secondary Success Consulting]]></category>
		<category><![CDATA[On Track With Mizz P.]]></category>
		<guid isPermaLink="false">https://mizzp.nyc/?p=5336</guid>

					<description><![CDATA[<p>📰Newsflash: The cost of education is rising! Are you ready to meet the cost??? If the answer is no, check out the following strategies to pay less for your college education: 🏦 Pay Less For... </p>
<p class="more"><a class="more-link" href="https://mizzp.nyc/7-ways-to-pay-less-for-college/">Read More</a></p>
<p>The post <a href="https://mizzp.nyc/7-ways-to-pay-less-for-college/">7 Ways To Pay Less For College</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
]]></description>
										<content:encoded><![CDATA[
<p class="has-medium-font-size wp-block-paragraph"> <strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4f0.png" alt="📰" class="wp-smiley" style="height: 1em; max-height: 1em;" />Newsflash: The cost of education is rising! Are you ready to meet the cost???</strong> If the answer is no, check out the following strategies to pay less for your college education:</p>


<div class="wp-block-image">
<figure class="aligncenter size-large is-resized"><img decoding="async" src="https://i0.wp.com/mizzp.nyc/wp-content/uploads/2024/05/Smart-Piggy-Bank.png?fit=710%2C474&amp;ssl=1" alt="" class="wp-image-5423" style="width:409px;height:auto"/></figure>
</div>


<h2 id="h-pay-less-for-college-strategy-1-apply-for-scholarships-and-grants-nbsp" class="wp-block-heading has-large-font-size"><strong><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong> <strong>Pay Less For College Strategy # 1: Apply for Scholarships and Grants&nbsp;</strong></strong></h2>



<p class="has-medium-font-size wp-block-paragraph">There are plenty of options out there, and none of them require repayment. Search for opportunities through your state, intended college, local community organizations, corporate entities, and national scholarship databases.&nbsp;</p>



<p class="has-medium-font-size wp-block-paragraph"><strong><em>For Scholarships</em></strong></p>



<p class="has-medium-font-size wp-block-paragraph">Tailor your applications to each scholarship’s criteria and apply to as many as possible.</p>



<p class="has-medium-font-size wp-block-paragraph">Check databases like <a href="https://bold.org/">bold.org </a>and <a href="https://jlvcollegecounseling.com/scholarships/">JLV scholarships</a> for scholarship opportunities and keep your eye on my <a href="https://mizzp.nyc/scholarships/">scholarship + list </a>throughout the year as well.</p>



<p class="has-medium-font-size wp-block-paragraph"><strong><em>For Grants</em></strong></p>



<p class="has-medium-font-size wp-block-paragraph">Apply through <a href="https://studentaid.gov/h/apply-for-aid/fafsa">FAFSA</a> for access to federal funds and check your state to see if you qualify for state grants and funding. </p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f914.png" alt="🤔" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong>Not sure what your state offers?&nbsp;</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Check the <a href="https://www.nasfaa.org/State_Financial_Aid_Programs">Nasfaa State Program Finder</a> to see what other types of aid are available to you.</p>



<h2 id="h-pay-less-for-college-strategy-2-choose-a-community-college-to-complete-general-education-courses-nbsp" class="wp-block-heading has-large-font-size"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong> <strong>Pay Less For College Strategy</strong> <strong># 2</strong>: <strong>Choose a Community College to complete General Education Courses&nbsp;</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Starting at a community college can be significantly less expensive than starting at a four-year institution. Their costs are much cheaper which will make it easier on your pockets and can help you save thousands of dollars in the long run. Start at a community college to complete all general education requirements, then transfer to a four-year college or university to finish up.</p>



<h2 id="h-pay-less-for-college-strategy-3-take-clep-exams" class="wp-block-heading has-large-font-size"><strong><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong> <strong>Pay Less For College Strategy</strong> # 3: Take CLEP Exams</strong></h2>



<p class="has-medium-font-size wp-block-paragraph"><a href="https://clep.collegeboard.org/">CLEP exams</a> allow students to obtain college credits for wayyy less money. There are tons of <a href="https://clep.collegeboard.org/clep-exams">exam topics </a>to choose from (34 to be exact) and the exams cost $95 + $25 (administrative fees). Check out the requirements for your major before choosing which exams to take, then check the <a href="https://clep.collegeboard.org/clep-college-credit-policy-search">CLEP school policy search</a> to see which schools accept these tests.</p>



<h2 id="h-pay-less-for-college-strategy-4-attend-an-in-state-public-university" class="wp-block-heading has-large-font-size"><strong><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /></strong> <strong>Pay Less For College Strategy</strong> # 4: Attend an In-State Public University</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Public universities often offer lower tuition rates as an incentive to keep residents in-state. The cost difference between in-state and out-of-state tuition can be substantial compared to other college choices so consider choosing a public state school to lower your college-related costs.</p>



<h2 id="h-pay-less-for-college-strategy-5-stack-ap-ib-credits-in-high-school" class="wp-block-heading has-large-font-size"><strong><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Pay Less For College Strategy #5: Stack AP/IB Credits in High School</strong></h2>



<p class="has-medium-font-size wp-block-paragraph">Why pay college tuition for classes you could&#8217;ve knocked out in high school? That&#8217;s exactly what AP courses let you do.</p>



<p class="has-medium-font-size wp-block-paragraph">Here&#8217;s the play: Take an AP class, sit for the exam in May ($98 per test but free if school pays), score a 3 or higher, and many colleges will hand you actual college credit for it. We&#8217;re talking skipping intro courses, getting ahead on your degree, or even graduating a whole semester early.</p>



<p class="has-medium-font-size wp-block-paragraph">Some students walk onto campus already ahead of their classmates — just because they did the work in high school.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4a1.png" alt="💡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> Before you sign up, check the <a href="https://apstudents.collegeboard.org/getting-credit-placement/search-policies">AP Credit Policy Search</a> to see how your target schools handle AP scores. Every school is different, so do your homework before you assume the credit will transfer.</p>



<p class="has-large-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong> Pay Less For College Strategy #</strong><strong>6</strong><strong>: Appeal Your Financial Aid Offer</strong></p>



<p class="has-medium-font-size wp-block-paragraph">Let me let you in on a little secret — that first financial aid offer? It&#8217;s a starting point, not the finish line. You have every right to push back, and schools are used to it.</p>



<p class="has-medium-font-size wp-block-paragraph">Two situations where you should absolutely appeal:</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>You got a better offer from another school.</strong> If School A is offering you more money but your heart is set on School B — say something! Write a professional letter, attach that competing offer, and ask School B to match or come closer. It&#8217;s called a professional judgment appeal, and sis, it works more often than people think.</p>



<p class="has-medium-font-size wp-block-paragraph"><strong>Your family&#8217;s situation changed.</strong> Job loss, major medical bills, a death in the family — these are real reasons to ask for a second look at your package. Don&#8217;t suffer in silence. Call the financial aid office, ask about the appeal process, and put it in writing.</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4a1.png" alt="💡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> A successful appeal can save you <strong>$1K–$10K per year</strong>. Multiply that by four years and you&#8217;re talking real money. The worst they can say is no — so why not ask?</p>



<p class="has-large-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f3e6.png" alt="🏦" class="wp-smiley" style="height: 1em; max-height: 1em;" /><strong> Pay Less For College Strategy #</strong><strong>7</strong><strong>: Become a Resident Advisor (RA)</strong></p>



<p class="has-medium-font-size wp-block-paragraph">If you&#8217;re planning to live on campus, this is one of the smartest moves you can make — and most students sleep on it.</p>



<p class="has-medium-font-size wp-block-paragraph">An RA (Resident Advisor) is a student leader who lives in the dorms and supports their floor or building community. Schools basically pay you to do it — not always in cash, but in something better:</p>



<ul class="wp-block-list">
<li class="has-medium-font-size"><strong>Free housing</strong> (yes, the whole room)</li>



<li class="has-medium-font-size"><strong>Free or reduced meal plan</strong> at most schools</li>



<li class="has-medium-font-size">Sometimes a small stipend too</li>
</ul>



<p class="has-medium-font-size wp-block-paragraph">The key thing to know: <strong>apply sophomore year</strong> — spots fill up fast and they&#8217;re not waiting on you!</p>



<p class="has-medium-font-size wp-block-paragraph"><img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f4a1.png" alt="💡" class="wp-smiley" style="height: 1em; max-height: 1em;" /> We&#8217;re talking <strong>$8K–$15K in savings per year</strong>. That&#8217;s not a little bit of money, that&#8217;s a whole tuition payment at some schools. Plan ahead and get your name in early.</p>



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<p class="has-medium-font-size wp-block-paragraph">Alright folks, you got the game. NOW GO OUT THERE AND USE IT!</p>



<p class="has-medium-font-size wp-block-paragraph">***And remember kids, you do not have to break the bank on your college education. Be intentional and work your plan to make sure this investment brings you back a great return. STRATEGY OVER EVERYTHING FOLKS! YOU GOT THIS<img src="https://s.w.org/images/core/emoji/17.0.2/72x72/1f44d.png" alt="👍" class="wp-smiley" style="height: 1em; max-height: 1em;" /></p>



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<p class="has-medium-font-size wp-block-paragraph"><strong>About the author:</strong> <strong>Mizz P. </strong>is a <strong>College &amp; Career Strategist</strong> from <em>The Bronx</em> on a mission to help students<strong> Plan Smart, Pay Less, and Succeed</strong>. With 17+ years in the game, she knows the system — and how to work it in your favor. <a href="https://mizzp.nyc/about-mizzp/">Learn more about Mizz P. here.</a></p>



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<p>The post <a href="https://mizzp.nyc/7-ways-to-pay-less-for-college/">7 Ways To Pay Less For College</a> appeared first on <a href="https://mizzp.nyc">On Track with Mizz P.</a>.</p>
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